Play now - pay later

All our PCs come with flexible payment options


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Game Now, Pay Over Time

Introducing "Game Now, Pay Over Time" with Chillblast – the ultimate solution for getting the PC of your dreams without breaking the bank. We understand that investing in a high-performance gaming PC can be a significant upfront cost, and that's why we're excited to offer you the opportunity to enjoy your gaming experience now and pay for it over time.

Why Chillblast?

Chillblast has been at the forefront of PC manufacturing for years, consistently earning the title of the best PC manufacturer in the industry. Our commitment to quality, innovation, and customer satisfaction has made us the go-to choice for gamers who demand nothing but the best.

Unparalleled Pedigree:

With a legacy of excellence, Chillblast has consistently delivered cutting-edge gaming PCs tailored to meet the unique needs of our diverse customer base. Our reputation as a market leader is not just a title; it's a testament to our unwavering dedication to crafting high-performance machines that redefine the gaming experience.

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Spread the cost with Novuna Finance Pay a 10% Deposit, then pay the amount of credit in full within the first 12 months of the agreement and you'll pay no interest! Only a £29.00 administration fee

Calculate your PC finance

Complete the purchase of your dream PC using our credit plans. Use the PC finance calculator to see repayment options.


Pay Over 3 Years

Buy Now, Pay Later
(12 Months)

Pay in 10 Instalments

10% Deposit:
Loan Amount:
Remaining Balance
After 12 Months:
Remaining Balance
After 12 Months:
Remaining Balance
After 12 Months:
Monthly Payments:
£44.97 (x36)
£57.87 (x48)
£150.02 (x10)
Representative APR:
Term of loan agreement:
36 Months
48 Months
10 Months
Total payable (incl. deposit):
Total charge for credit:

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How it works

Get your Dream PC and Pay Monthly with Chillblast. All our credit plans are provided by Novuna Personal Finance.

Finance Options
As Chillblast is a licensed credit broker the following Finance options are available:

  • Pay over 3 years: for orders of £1000 or more
  • Pay in 12 months from now: for orders of £500 or more
  • Pay in 10 equal monthly instalments: for orders of £500 or more

Once you have added your order to your shopping basket, each of these options will appear at the Checkout page within the Payment method section. By selecting any of these options, your application for obtaining finance will be processed; this takes just a few minutes to complete and is simple and secure.

When your finance application is approved, you will receive an e-mail advising you of how to download the finance agreement, which you will need to read carefully by checking that all the details are correct. Providing you are satisfied that everything is correct you can either e-sign the agreement or print and sign the finance agreement twice and post it to the address shown on the finance agreement. Following receipt of your finance agreement and a few additional checks, your order will be processed for dispatch.

The credit advertised is provided by Novuna Personal Finance with whom we have a commercial relationship. Decision Logic Ltd (trading as Chillblast) Firm Reference Number 681331 is authorised and regulated by the Financial Conduct Authority. We are a credit broker not a lender – credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC. Terms & Conditions Apply. 

Each Finance option outlined above is explained in detail below; credit is subject to status and written quotations are available on request.

Pay over 3 years

For orders of £1,000 or more via Novuna Personal Finance.
This is a traditional 3 year finance arrangement which continues until completion of the 3 year term. After initially paying a 10% deposit, repayments on a monthly basis inclusive of the interest rate per the agreement will start 1 month after the order date as illustrated below, though actual payments may vary by a few pence each month.

Buy now, pay later 12 months

This is a Buy Now Pay Later finance agreement for orders of £500 or more via Novuna Personal Finance.
After initially paying a 10% deposit, you will not be required to make any further payments for 12 months. Please note that this 12 month period begins on the date the finance agreement is proposed, not when it is signed or the goods are delivered. Interest is calculated from the start of the agreement, which means interest will accrue during the 12 month holiday period.

Pay in 10 months

For orders of £500 or more via Novuna Personal Finance.
This is a traditional interest bearing finance arrangement which continues until completion of the 10 month term. After initially paying a 10% deposit, 10 equal repayments on a monthly basis inclusive of the interest rate per the agreement will start 1 month after the order date as illustrated, though actual payments may vary by a few pence each month.


Frequently asked questions

Find answers to some of the most common questions that our customers have asked us. If you cannot find the answer you are looking for, please do not hesitate to contact us through our customer support team. We are always happy to help and assist you in any way we can.


Within minutes of your application being approved, you will be presented with the option to sign your credit agreement. If you are offered the ability e-sign your credit agreement and choose to do so, a PDF of your credit agreement will be displayed on screen. You should read the credit agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the credit agreement Chillblast will be notified and you need do nothing more. If you are presented with the ability to print and return your credit agreement you should print the PDF agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the credit agreement.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Novuna Personal Finance. Shipment of your goods will follow soon after your agreement has been returned to our finance company.

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with a main reason for decline of your application, it is usually based on one, or a combination of the following:

  • Your credit score (note that every finance company will score you differently).
  • Adverse credit reference agency information.
  • You are considered to be overcommitted.
  • You are under the age of 18.
  • Your existing account performance with other lenders.

In the event that our finance provider declines your finance application, your deposit is returned to you as quickly as possible. Some banks may take up to 5 working days to process the return.

Absolutely. This arangement can only be made through our sales team, please give us a call or an email to arrange your purchase.

Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

You should send a cheque for £2.00 made payable to the relevant company, together with details of all addresses at which you have lived over the last 6 years:

  • Consumer Help Desk Experian Limited, PO Box 8000, Nottingham, NG1 5GX
  • Equifax Ltd, Credit File Advice Centre, PO Box 1140, Bradford, BD1 5US
  • TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ

The above listed agencies will provide details of information relating via these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.

To apply for finance, you must be over the age of 18, work a minumum of 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however we will require the employment details of your spouse in order to process your application. Specific examples of non eligibility are listed below;

  • Unemployed without a spouse/partner in full time employment
  • Temporary positions/agency workers
  • Unregistered child-minders
  • Foster carers without a spouse in full time employment
  • Full Time Students (other than trainee nurses or doctors)
  • Supply teacher without permanent contract to specific school
  • Purchases of goods and/or services for business use

In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant. Saturday deliveries can be arranged if this is more convenient for you.


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